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      The convention was an agreement to establish terms, conditions and limitations of liability for Small over the toilet cabinet carriage by air, this was the first recognition of the airline industry as we know it today. By 1933 realising that there should be a specialist industry sector the International Union of Marine Insurance [1] (IUMI) set up an aviation committee, and by 1934 eight European aviation insurance companies and pools were formally established and the International Union of Aviation Insurers [2] (IUAI) was born. The London insurance market is still the largest single centre for Small over the toilet cabinet aviation insurance. Underwriting can also refer to the purchase of corporate bonds, commercial paper, Government securities, municipal general obligation bonds by a commercial bank or dealer bank for its own account, or for resale to investors. Edward O