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      The former is in the field of "applied economics" while the latter belongs to "social economics" and is largely a matter of power and politics.[96] Economics per se, as a social science, do not stand on Bath over toilet cabinets the political acts of any government or other decision-making organization, however, many policymakers or individuals holding highly ranked positions that can influence other people's lives are known for arbitrarily use a plethora of economic theory concepts and rhetoric as vehicles to legitimize agendas and value systems, and do not limit their remarks to matters relevant to their responsibilities.[97] The close relation of economic theory and practice with politics[98] is a focus of contention that may shade or distort the most unpretentious original tenets of economics, and is often confused with specific social agendas and value systems.[99] Issues like central bank independence, central bank policies and rhetoric in central bank governors discourse or the premises of macroeconomic policies[100] (monetary and fiscal policy) of the States, are focus of contention and criticism.[101][102][103][104] Ideologies and economics For example, it is possible associate the U. Premiums also tend to be higher for policies that define disability in broader terms, meaning the policy would pay benefits in a wider variety of circumstances. Claims: what is covered, and for how long The important variables regarding claims are listed below. John's College, Cambridge